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First Bank Grants Loan Facilities to Individuals for Household… (How to Apply)



Recruitment: New Intake at Firstbank Nigeria - Apply Here

First Bank Grants Loan Facilities to Individuals for Household: First Bank Nigeria is given our credit facilities for household equipment, the loan helps you to furnish your home to taste with First Bank Household Equipment loan, while you conveniently spread the repayment.

To apply for the loan, kindly go to


1) What type of equipment can be financed?

  • Brand new home appliances backed with warranty.

2) Can the equipment be bought from any dealer?

  • Equipment may only be bought from FIrstBank approved vendors.

3) Is the Household Equipment Loan available to salary account holders in other banks?

  • This loan is only available to customers who maintain their salary account with FirstBank.

4) Is this loan insured?

  • Yes, the borrower is insured to secure the facility against job loss, permanent disability and death.


  • Maximum loan amount of N2 million.
  • Maximum tenor of 18 months.
  • Minimum equity of 20%.
  • Proforma invoice from approved vendor.
  • Salary domiciliation.


  • Customers can purchase household equipment  and spread the payment over a specified period
  • Our customers get the best rates in the market
  • It is an easy means to access finance
  • Customers enjoy flexible repayment structure.

Required Documents 

  • Application letter
  • Household Equipment Loan application form
  • Proforma Invoice from FirstBank approved vendors
  • Current 3 months payslip
  • Statement of account
  • Letter of total emolument.

Who Can Apply for a Household Equipment Loan

Employees in paid employment.

To apply for the First Bank Household Equipment Loan

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Bernard Bassey is a graduate of Software Engineering from AfriHUB University, Abuja. He is an expert in field journalism, his interest in socio-politics activities is keen.

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