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How to Apply for Survival Fund without CAC Certificate



FG Updates MSME Survival Fund Registration Portal - Apply if you have not

The Scheme is a grant to support vulnerable micro and small enterprises in meeting their payroll obligations and safeguard jobs within the MSME space from the shock of the Covid 19 Pandemic.

The only official portal to apply is


In this article, you will learn how to apply for the survival fund application without a CAC certificate. I believe at this time you may be wondering how possible that can be. But, the truth of the matter is, YES the survival fund MSME Payroll support demands CAC.

But wait, you can actually include your name in the registration payroll form. All you need to do is to merge yourself with someone who has CAC business name registration certificate. The application allows between 10 – 20 employees.

3 simple steps to your MSME / SME Loans

  1. Submit Application. Simply enter your personal, business, and financial info to receive an MSME / SME Loans offer.
  2. Upload Documents. Upload digital copies of your documents in a single step process for verification.
  3. Get Sanctioned.

What you should know

  • The N60 billion MSME Survival Fund and the N15 billion Guaranteed Offtake Scheme, which is the core of the N2.3 trillion stimulus package of the Nigerian Economic Sustainability Plan, was flagged off on September 21, 2021.
  • The 2 MSMEs initiatives were introduced by the Federal Government as part of its efforts to support businesses overcome challenges posed by the Covid-19 pandemic.
  • The MSMEs Survival Fund scheme is a conditional grant to support vulnerable micro and small enterprises in meeting their payroll obligations and safeguard jobs in the MSMEs sector.
  • The scheme is expected to save at least 1.3 million jobs across the country and specifically impact on over 35,000 individuals per state.

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Bernard Bassey is a graduate of Software Engineering from AfriHUB University, Abuja. He is an expert in field journalism, his interest in socio-politics activities is keen.

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