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Top Places to Get Loan Without Collateral in Nigeria – 2021



FG Loan Programme With Ongoing Applications

Top Places to Get Loan Without Collateral in Nigeria – 2021 – Have you have been looking for a reliable platform to get an instant loan with no collateral or paperwork? if yes, searchngr has a compact list of Top places to get loans in Nigeria.


If you are interested in starting up a business, requesting a loan is not a bad idea provided you have a business plan. Many successful businessmen today start by taking a loan from banks and other loan platforms.

If however, you are so much interested in starting a business of your choice, you can apply for a loan through the bank of a loan platform and then repay from the money you make in your business.

Top Places to Get Loan Without Collateral in Nigeria – 2021

Below are some of the top places you can get a loan with collateral


Paylater is a convenient online mobile app that allows users to get short-term loans. The lending platform was created in 2016. The app gives the ability to receive loans online. The system is becoming more and more popular in our days.

Examples of loans rates: loan amount N10 000: loan rate 10%, repayment period 15 – 30 days loan amount N50 000: loan rate 5%, repayment period 1 – 3 months loan amount N100 000: loan rate 4%, repayment period 1 – 3 months

Paylater loan requirements Loans from 50,000 Naira require ID card. Paylater accepts such documents:

  • Voters card
  • Drivers license
  • Tax ID
  • National Identity card (NIMC/NIN)
  • Staff ID card
  • International passport


Kiakia is a financial marketplace that grants short-term business and personal loans.

If you speak pidgin English, you’d know ‘Kiakia’ means fast, or better still ‘quickly’. That is precisely the idea behind KiaKia Loan.

KiaKia loan makes it very easy to access a loan in Nigeria without any collaterals.

KiaKia Loan Requirements

  • Valid means of Identification
  • A bank account with Bank Verification Number
  • Proof of income from the workplace or business
  • A working email address
  • You reside in Nigeria
  • You must be 21 and above

How to Apply for KiaKia Loan

  1. Visit the website and create an account with your accurate details
  2. Start an application chat on the site
  3. Upload a valid means of identification
  4. Enter your desired loan amount
  5. Choose the loan duration
  6. Upload a screenshot of your last 3 salary or business income alerts
  7. Accept the loan terms and conditions if your application is approved
  8. Authenticate your bank account
  9. Get credited


With loans of up to NGN 5 million and a flexible repayment period of up to 18 months, talk to us today to help you meet your financial needs.

visit zdvance loan for more information


A renmoney provides a micro-business loan. Individuals can apply for renmoney loan and get money in your account within 24 hours. Has demand your business increases, meet them with ease with a Renmoney business loan. Simple, Fast, Convenient. Get a loan in 24 hours. Flexible Repayment.

Bernard Bassey is a graduate of Software Engineering from AfriHUB University, Abuja. He is an expert in field journalism, his interest in socio-politics activities is keen.

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