Apply Ghana Covid-19 Response Grant (CRG) Application 2021 ( Portal) – The Ghana Enterprises Agency (GEA) – an Agency under the Ministry of Trade and Industry will implement Grant Programmes under the World Bank Funded Ghana Economic Transformation Project (GETP) and the Ghana Tourism Development Project (GTDP).

The only official website to apply is


The Projects will respectively support the Government of Ghana’s initiatives to promote private investments and firm growth in non-resource-based Sectors and improve the performance of tourism in targeted destinations in Ghana.

COVID-19 Response Grant Programme

The first of the GEA SME Grant programmes will be the COVID-19 Response Grant Programme. The COVID Response Grant will be awarded to Small and Medium Enterprises (SMEs) impacted by the COVID-19 pandemic who have shown signs of sustainability and resilience and will be for such SMEs, emergency liquidity and support to enable their enterprises to adjust and grow out of the effects of the COVID-19 crisis.

The purpose of this manual is to provide a self-explanatory guidance to all COVID-19 Response Grant (CRG) applicants. It follows a step-by-step approach in examining the intent of the questions on the CRG application form and how-to best answer/respond to each question.

Requirements and Eligibility CriteriaMust be a Small or a Medium Enterprise (SME), including Micro Enterprises for Tourism and Hospitality Sector; Business Registration Certificate or Certificate of Incorporation; Tourism Certificate for MSMEs in the Tourism and Hospitality Sector, Non-formalized MSMEs in the Tourism and Hospitality Sector may submit Business Permits from MMDAs; Financial Statements or Statement of Affairs for the years 2019 and 2020 or business bank statements for same period must be submitted.SMEs which commenced operations in or after March 2020 are not eligible and should not apply.A business and/or personal Tax Identification Number (TIN),All shareholders and directors of the business must have valid personal Tax Identification Numbers (TIN)
Eligible EnterprisesAgro-processing; Manufacturing; Textile and Garment; Food and Beverages; Pharmaceuticals, Healthcare and Companies in the production of Personal Protective Equipment (PPE).Tourism and Hospitality
Eligible Costs/ActivitiesThe purchase of machinery and equipment, or technology; Equipment installation and repair costs; Payment for technical advisory services and training; Payment for capacity building fees and subscriptions; Working capital expenses including utility, salaries, purchase of raw materials, marketing expenses; Payment for rent; Cost of Regulatory Compliance.
How to ApplyAccess Online Grant Applications at: the status of applications at: assistance, contact any GEA Business Advisory Centres (BACs) or the Business Resource Centres (BRCs) across the country at no costs to applicants. For further inquiries, please call the GEA’s Contact Centre at 0302 74 77 77Email:
NB: Only shortlisted applicants will be contacted.

Definitions of Micro, Small and Medium Enterprises (MSMEs)

Micro enterprises are defined as those enterprises either employing between 1-5 and/or making sales less than 150K. Small enterprises are defined as those firms either employing between 6-30 and/or making sales between GHS150K to GHS6M. Medium enterprises are defined as those firms either employing between 31-100 and/or sales more than GHS6M but not exceeding GHS18M). See Table 1.

Enterprise TypeEmployee sizeSales/Turnover
Micro1 to 5Less than GHS150K
Small6 to 30GHS150K – GHS6M
Medium31 to 100GHS6M – GHS18M

Applicants should not take the requirements and eligibility section of the application form for granted. Applications will be screened to ensure compliance with the above-listed minimum requirements and eligibility prior to detailed review and assessment of applicant’s grants requests.

For the avoidance of doubt, only Small and Medium Enterprises (SMEs) with Ghanaian majority shareholding or ownership (that is, minimum of 51 percent Ghanaian ownership/shareholding), who commenced operations before March 2020, are eligible for this grant. Multiple applications under different business names will not be allowed.

That is, individuals who own multiple enterprises may apply with only one enterprise even if all their enterprises might be eligible to apply. Due diligence will be conducted for each and all successful applicants.

GEA expects that information supplied for the assessment of grants requests will be accurate and reserve the right to eliminate or terminate any grants arrangements should due diligence report prove any falsification of statements/claims. Further, the GEA may decide to prosecute for fraud, any false, inaccurate, or misleading information supplied on the grant application form.

Exceptions on

Grant funds cannot be used for activities in Attachment 1 – Exclusions List.

Eligibility RequirementA brief explanation of the eligibility requirement
Business Registration Certificate or Certificate of IncorporationThis is the document issued by the Registrar General Department recognizing the existence of your enterprise/business as either a Limited Liability Company (LLC), Sole Proprietorship, Partnership, or any other form of business existence assumed by your enterprise
Business Tax Identification Number (TIN)

Personal Tax Identification Number (TIN)
Your business TIN can be obtained from the Registrar General Department. That is if you (applicant) have not yet secured a business TIN. The business TIN is stated on the top, right corner of the business registration certificate. Your Business TIN should be written clearly on your application form beside the portion requesting your business TIN. Also, individual shareholders of businesses must furnish on the application form, their personal TIN as distinct from the business TIN. For the benefit of doubt, businesses other than sole proprietorships have their business TIN – (located on the top, right-hand corner of your business registration certificate), as different and separate from their personal TIN. For sole proprietors or businesses registered as enterprises, your business TIN is same as your personal TIN.
Proof of citizenshipGEA shall conduct due diligence for all successful applicants to ensure that grant funds are disbursed to only firms with Ghanaian majority ownership. Applicants must therefore attach any valid identity document of each Ghanaian shareholder or persons who form majority owners of the enterprise or business. Acceptable ID cards may include National ID card, Passport, Driver’s License, Voters ID card (both old and new).

Details of Business Owner for

The full names of the principal business owner or majority shareholder(s) – must be completed under section requesting business owners’ details. Owners residential address, as separate from the business address, postal address, GPS address, and nearest landmark to owners’ home, personal phone numbers and email address(es), gender, marital status, and date of birth, must be supplied in the same section of the application form. Documents required to prove citizenship of majority shareholder must be scanned and emailed as part of documents supplied to GEA. In instances where shareholders have equal shareholding status, each shareholder’s details must be supplied.

Date of Birth of Owner/Principal shareholder: Section requiring this information should be completed with the birth date of owner (in the case of sole proprietors) and majority shareholder (in the case of an LLC). The supply of this information is for M & E purposes only.

Where a business owner is a Person With Disability (PWD), kindly furnish information accordingly. Due to their disproportionate representation in a competitive business environment, applicants whose principal shareholders are PWDs and who present good business cases for grants support will obtain a little edge over other applicants.

Business Details

Full Business Name: Complete the form with the exact business name on your business registration certificate.

Business TIN: Your business TIN can be obtained from the Registrar General Department. See the eligibility requirement table above for further explanation.

Type of Registration: Tick or select the business application type through which grants is being sought.

Town, District, and Region: State town in which business is located. If business has other branches or annexes, state only the town where main business is operated from. State district in which town of main business operation is located, and finally state the region of business operation.

Business Registration Number: This can be located on the business registration certificate.

Business location address: This refers to the physical address or the address of the main business location (for applicants with operations from other branches, state only the Head Office Branch as your business location or physical address.

GPS Address: GPS Address could be obtained by downloading the Ghana Post GPS.

Business Branches: State location or physical address(es) of all other business branch(es), if any.

Nearest Landmark: State the nearest landmark to main business location and a description of how GEA staff might trace or access your physical location or address.

Business Phone: State the most reliable contact phone number(s) of the main business point of contact or authorized representative of the business.

Email address: Supply email address(es) through which the main point of contact/authorized representative might be reached.

Business Sector: From the options provided, tick or select only one business sector under which your business operates. The grant programme is limited to actors within the agro-processing, manufacturing, textile and garment, tourism and hospitality, food and beverage, pharmaceuticals (engaged in the production of Personal Protective Equipment (PPE) as well as companies other than pharmaceutical companies locally producing PPEs. For agriculture companies, please note that, only businesses undertaking processing (agro-processing) are eligible for support. This is because the GEA grants programme seeks to support value-added economic activities.

Years of operation: Start-ups (defined for the purposes of this grant programme as those firms commencing business operations in March 2020 or thereafter), are not eligible to apply for the COVID-19 Response Grant. Businesses that were in operation prior to the cut-off time of March 2020 and have not shut down operations up to this moment are the ones expected to apply for the grant programme. Even so, please note that firms that commenced operations earlier than 2020 will have an advantage over any firm that commenced operations say in January 2020 although the latter firm falls outside the cut-off eligible date of March 2020. In essence, applicants who fail to submit either financial statement or business bank statement for 2019 and 2020 would lose major points during the assessment of grant applications,

Trade Association/Union: State whether your business belongs to any trade association/union and indicate the name of the association or union. This is no requirement for successfully accessing the COVID-19 grants support. Any response to this question will not in any way influence your chances of success in receiving or being rewarded with grants. This question is solely for Monitoring and Evaluation (M & E) purposes.

Shareholding structure: Applicants are expected to complete the shareholding structure on the application form and clearly indicate the name of each shareholder, the corresponding Personal TIN (see eligibility requirements table above for any further explanations of personal/business TIN), gender of shareholder, and shareholding percentage of each shareholder.

For sole proprietor businesses, state the name, gender, and TIN (personal TIN and business TIN are the same for businesses registered as enterprises). Sole proprietors or businesses registered as enterprises will indicate 100 percent ownership in the space provided for shareholding percentage.

Grant requested: Amount requested by applicants must be stated in figures and quoted in cedis.

Expected grants expenditure: must also be completed as follows:

State the specific plan or expected expenditure item for which grants payouts will fund the quantity, the unit cost, and corresponding amount. The amount should be the quantity of expenditure item multiplied by the unit cost of same line expenditure item. The total under the ‘Amount’ column must be equal to the requested grant amount.

Business Performance

The ‘Business Performance’ table requires historical business performance data for 2019 and 2020, to determine the impact of the pandemic on applicants.

The grants programme recognizes that although most SMEs have been negatively impacted by COVID-19 and become vulnerable to the ravages of the pandemic, there are however some SMEs who have been resilient and rather performed well because of careful/deliberate planning, innovation, adoption of technology, and other enduring business practices. The grants programme will support SMEs across both spectrums of negatively impacted and positively impacted SMEs through compensation for losses or drawbacks suffered because of the pandemic as well as reward those SMEs who have thrived through productivity growth and competitiveness under the COVID-19 pandemic. GEA, therefore, expects that applicants will present accurate information and data in response to the application forms.

The only official website to apply is

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