Business
How to Withdraw Money From the ATM without Using a Card
In this article, you will learn how to withdraw money from the ATM without using your card.
There are various situations where you might find yourself needing to withdraw cash without having your card on hand. Whether you’ve forgotten your card, it’s lost, or you’re in urgent need of funds, modern technology has made it possible to access your money without a physical card.
Here’s how you can withdraw money from the ATM without using a card, with instructions from different banks:
Access Bank Cardless Withdrawal Service:
- Dial “*903#” from your registered mobile number.
- Select “Withdraw Money”.
- Enter the amount you want to withdraw and validate the transaction with your PIN.
- Receive a transaction code via SMS and keep it.
- Locate any Access Bank ATM.
- Press “0” on the machine to perform a cardless withdrawal.
- Select “Access Money”, input your phone number, amount initiated, the transaction code received, and select “Continue”.
- The ATM should dispense your cash.
Fidelity Bank Cardless Withdrawal Service:
- Dial “7708*Amount#” from your registered mobile number.
- Follow the prompts to create a one-time PIN (OTP).
- Input your Instant Banking PIN to confirm the transaction.
- A Paycode is generated and sent to your registered mobile number.
- Locate any ATM Gallery.
- Press any key on the ATM and select “PayCode Cashout” or “Dial4Cash”.
- Enter the one-time PIN you created earlier.
- Enter the Paycode received on your mobile number.
- Enter the amount and receive your cash.
Union Bank Cardless Withdrawal Service:
- Dial “*826#” from the mobile number registered with your account.
- Follow the prompts to generate a Paycode and PIN.
- Proceed to any cardless-enabled ATM.
- Select “Paycode” on the ATM.
- Follow the prompts to finalize your transaction.
- Receive your cash.
UBA Cardless Withdrawal Service:
- Dial “91930*Amount#” from your registered mobile number.
- Follow the prompts to receive a cashout code via SMS.
- Locate any cardless-enabled ATM.
- Select “Paycode Cashout” and enter the code received on your phone.
- Enter the amount to withdraw.
- Once verified, the ATM should dispense cash.
GTBank Cardless Withdrawal Service:
- Dial “737” from the mobile number registered with your account.
- Select “Cardless Withdrawals” and choose “GTBank” or “Other Bank”.
- Enter your desired amount and set a Cash-Out PIN.
- Receive a reference code via SMS.
- At any GTBank ATM, select “Cardless Withdrawal (GT-Rescue)” and enter the reference code.
- Enter the amount and receive your cash.
- At other bank’s ATM, select “PayCode” and enter the PayCode received on your phone.
- Enter your Cash-Out PIN and receive your cash.
These methods provide convenient ways to access your funds without needing your physical card.
Bayaru Abdullahi
Wednesday, 24 June 2020, 6:09 at 6:09 pm
Bayaru Abdullahi
Bodylon
Sunday, 14 June 2020, 12:37 at 12:37 am
I doubt if this is not a scam.
Ebby
Saturday, 13 June 2020, 2:52 at 2:52 pm
I like that more power to your elbow
Oladapo omoworare
Friday, 5 June 2020, 11:58 at 11:58 am
Thanks Sir, but of the other Banks e.g. Wema bank and FCMB bank
Bernard Bassey
Friday, 5 June 2020, 12:12 at 12:12 pm
This post will be updated to includes all Banks in Nigeria.
Precious Felix
Wednesday, 29 April 2020, 1:54 at 1:54 pm
OK thanks but what about first bank code
Nzubechukwu
Sunday, 11 September 2022, 12:43 at 12:43 pm
Thank you God bless you 🙏
My aim now is person to give me update by 💻
Abdul-aziz Zakar
Tuesday, 28 April 2020, 2:55 at 2:55 pm
Pls ineed zenith Bank, procedure for transaction at Atm without using my card
Jomak
Tuesday, 28 April 2020, 11:58 at 11:58 am
@Reuben. Are you making any sense to yourself?
Ikyav Teryima Justine
Tuesday, 28 April 2020, 1:47 at 1:47 am
Barnabas I really appreciate it’s 4 1 9 or 4 1 10
Demzy
Tuesday, 28 April 2020, 12:48 at 12:48 am
Pls what about FCMB. Don’t forget to mail for update thank u.
Ekpo Usoro
Monday, 27 April 2020, 11:27 at 11:27 pm
This is good, what about sterling bank ?
Kingsman Mercury
Monday, 27 April 2020, 10:56 at 10:56 pm
Nice nothing until l perform it
Isaac Edem
Monday, 27 April 2020, 10:15 at 10:15 pm
Brother you try and your very right I have been using GTBANK for long and I did not want to collect new card just because I know how to use it, don’t mind Mr Ruben, just mail me I have something to ask you brother
abou juwairiga
Monday, 27 April 2020, 8:58 at 8:58 pm
what about the general bank?
first bank oo
DUROTIOLUWA OLUWAKEMI
Monday, 27 April 2020, 8:30 at 8:30 pm
It very nice technology,what of zenith bank
Omosakin Ashiat Toyin
Monday, 27 April 2020, 8:25 at 8:25 pm
Please I need for Polaris bank and Stanbic Ibtc
Godwin
Monday, 27 April 2020, 7:01 at 7:01 pm
I love this and thank you guys
Louis
Monday, 27 April 2020, 6:00 at 6:00 pm
please I need for unity bank
Bernard Bassey
Monday, 27 April 2020, 8:00 at 8:00 pm
The post will be updated soon.
REUBEN
Monday, 27 April 2020, 9:23 at 9:23 pm
Don’t do what the man asked you to because the money will automatically enter his account.
AKAN Moses
Monday, 27 April 2020, 5:08 at 5:08 pm
Please kindly notify me when the post is updated and the procedures for First Bank included. My email address is gentle23401@yahoo.com.
Thank you.
Jonah Justice
Monday, 27 April 2020, 4:08 at 4:08 pm
Great one,but what of ecobank ?
Tope Elias
Monday, 27 April 2020, 2:20 at 2:20 pm
Please send cardless process for First bank also.
Well done on the innovation sir
Ahmed mj
Monday, 27 April 2020, 1:19 at 1:19 pm
Is Stambic ibtc bank not included
Kiki
Monday, 27 April 2020, 11:53 at 11:53 am
What about Zenith bank?
ISAAC BARTHOLOMEW Umoh
Monday, 27 April 2020, 11:39 at 11:39 am
Is Polaris bank not included?
Ismail usman
Monday, 27 April 2020, 11:29 at 11:29 am
Great
Adam Smart
Monday, 27 April 2020, 10:01 at 10:01 am
Thank u guys
Cos'D da icon
Monday, 27 April 2020, 9:52 at 9:52 am
You are not adding first bank
Bernard Bassey
Monday, 27 April 2020, 10:18 at 10:18 am
The post will be updated soon.
Isaac Edem
Monday, 27 April 2020, 10:22 at 10:22 pm
Please don’t forget to mail
Churchill Manson
Monday, 27 May 2019, 1:07 at 1:07 am
Great work. keep it up!